Top 12 Crypto Debit Cards to Consider in 2022 by DailyCoin

Crypto debit cards help crypto owners quickly assess their assets for real-world purchases, while creating fertile ground for new and budding crypto enthusiasts. These cards allow users to spend or earn crypto in stores or online; they offer just as many benefits and unique features you won’t find with traditional debit cards.

Some notable benefits of crypto debit cards include cashbacks, mobile accessibility, robust security, and support for multiple cryptoassets, such as , , , and many more.

That said, there is a growing demand for crypto debit cards, which suggests that more people want to use and earn crypto in the best and most seamless way possible. As a result, we’ve rounded up the twelve best crypto debit cards for you to choose from, and what makes them stand out.

12. Outlet Finance debit card

Launched in March 2022, the Outlet Finance Debit Card is the best crypto debit card for non-custodial wallets because it is one of the few accounts that gives you full control over your crypto.

This means that you, as the sole custodian of the account, do not have to worry about third parties preventing you from accessing your money.

The debit card allows you to deposit up to $25k per week, spend $5,000 per week and $20,000 per calendar month. You can also earn up to 5% per year. It has no withdrawal limits.

11. CryptoPay Debit Card

The CryptoPay Debit Card allows you to spend your cryptocurrency anywhere Visa (NYSE: ) is accepted. It is ideal for online transactions and large purchases. The debit card is available in virtual or physical form and is issued by Wirecard.

It has a strong security system attached to the app. If your Cryptopay card is lost or stolen, you can lock it from your account to prevent possible fraud and theft. The card supports several fiat currencies such as GBP, EUR and USD and supports the cryptocurrencies BTC, LTC, , and ETH.

The maximum card balance is £45,000 or €50,000, the single transaction limit is €30,000 and the daily withdrawal limit is £400 or €450.

10. Swan Debit Card

Swan debit card allows you to use digital and traditional currencies seamlessly anywhere in the world and in over 150 currencies at millions of retailers and service providers, in-store or online.

It offers 4 types of cards that support both fiat and crypto currencies along with concierge services. You can spend up to 40% on travel expenses and earn real money with cashback and referral programs that use it.

It has a daily transaction limit of $15,000 and daily international ATM withdrawals of up to $1,500.

9. Vast debit card

Vast is the first national bank in the US to offer crypto services and a checking account in the same app. Vast Crypto Banking has its own debit card that you can use to withdraw money for free from more than 56,000 AllPoint and Transfund ATMs worldwide.

However, the card has a daily spending limit of $1,000 and a daily withdrawal limit of $750. It has no minimum balance requirements and you can use funds in your checking account to instantly buy any of the 12 supported cryptocurrencies.

Funds in your checking account earn 0.3% APY. Although Vast charges a 1% trading fee, there are no monthly or annual service fees associated with this account.

8. Moon debit card

The Moon Debit Card is definitely one of the best free virtual cards because there are no fees to make purchases and it allows you to shop anywhere Visa cards are accepted, including Walmart (NYSE: ), eBay (NASDAQ: ) and Airbnb.

Moon Cards are virtual cards that can be loaded with cryptocurrency and work in the United States. Crypto is converted to USD the moment you buy a card and funds are instantly available to spend wherever you want.

Each virtual card can hold a maximum of $1,000 at any time. Users can only spend $10,000 in a given 24-hour period on all of their virtual cards.

7. BitPay Debit Card

BitPay debit cards support seven cryptocurrencies, including Bitcoin and Ethereum, as well as six distinct fiat currencies, and can be used to make cash withdrawals from ATMs that accept Mastercard (NYSE: ).

You earn by referring your friends and you will receive $10 when they load their first $100. It has enhanced security, which includes an EMV chip and options to lock your card and control how you spend.

Also, you can load or spend up to $10,000 daily, make three $2,000 ATM withdrawals daily, and maintain a maximum balance of $25,000.

6. Binance Visa Card Debit Card

Just two years ago, Binance and Swipe launched a Visa debit card that offers 8% cashback every time you make an eligible purchase. The Binance Visa card supports 30 different cryptocurrencies, including Bitcoin (BTC) and Ether (ETH).

It basically stores cryptocurrency in your wallet and only converts what you need at the time of purchase. Ordering and using the Binance card is free. However, if you need to replace your card, you will be charged a fee of €25.

Additionally, it has no issuance or monthly fees and only charges a 0.9% transaction fee for transactions and ATM withdrawals; however, ATM operators may charge an additional fee.

5. BlockCard Visa Debit Card

BlockCard Visa Debit Card allows you to transact with your preferred cryptocurrency wherever Visa is accepted.

BlockCard supports thirteen different cryptocurrencies, including BCH, BTC and ETH. It also offers a cryptocurrency discount of up to 6.38 percent.

Also, BlockCard charges a $10 activation fee and a $5 monthly administrative fee, which can be waived if you spend over $750 per month in non-cash transactions.

Many people use BlockCard since it also has no transaction, exchange or withdrawal fees, making it the best low-fee debit card out there.

4. Crypterium Visa Debit Card

Crypterium is a rapidly growing digital fintech solution that offers both virtual and plastic prepaid debit cards that can be topped up with crypto from the Crypterium wallet.

It has security features such as 3D Secure, SMS Code, Secret Phrase Verification, 2-Factor Authentication and instant card locking/unlocking from the Crypterium wallet.

The Crypterium card can be obtained in minutes and you can spend up to €10,000 monthly. It has a monthly maintenance fee of $3.56, however, which can be waived if you load the card with $356 each month. Delivery for the physical plastic card is €14.99.

3. Wirex Visa Debit Card

Wirex is a digital payment company founded in 2014 with its debit card supported by Visa in 2015. The Wirex debit card offers three plans: Standard, Premium and Elite, and all three plans earn Crypto back on all purchases, similar to cashback but for crypto.

You can earn at least 10% interest on BTC and ETH and up to 16% interest on fiat because of Wirex’s new X-Accounts feature. The Wirex card supports 150 traditional and fiat currencies, including about a dozen in Europe, some in Asia and the Pacific, and the United States.

It has no maintenance or issuance costs, and basic delivery is free. In addition, you can withdraw up to €400 monthly from ATMs, while further withdrawals incur a 2% fee.

2. Crypto.com Visa Debit Card

Crypto.com cards have a solid place here because Crypto.com supports the purchase and use of over 100 cryptocurrencies with a global reach of around 10 million users.

Its metal Visa debit card allows you to spend over 20 million fiat currencies, and you can get up to 8% back on purchases when you spend crypto using the Visa-backed card.

The Crypto.com Visa card​ allows you to earn up to 5% back in crypto on every purchase. Unlike traditional debit cards, crypto.com Visa debit cards have no monthly or annual fees.

1. Coinbase (NASDAQ: ) Debit Card

At the top is one of the most popular crypto exchanges in the world, Coinbase. Coinbase debit card users must have a Coinbase account. You can spend their cryptocurrencies at places where Visa is accepted and you can earn up to 4% back in selected coins and tokens.

The Coinbase debit card supports more than 100 forms of crypto, including Bitcoin and Ethereum. The debit card offers instant card freezing, world-class security through 2-step verification, and PIN protection or contactless withdrawals to secure crypto.

You can also transact online or offline and receive cash from any ATM that accepts Visa transactions. Here, applicable fees include an issuance or replacement cost of £4.95/€4.95 and 2.49% of a transaction to convert crypto to fiat.

Why you should care

Given the growing number of crypto debit cards, you may need to consider many attributes or features before choosing the best option, which in our opinion should offer you the best benefits, great rewards, regional availability and low fees, among others.

Read more about crypto wallets:

Top 12 Crypto Wallets to Integrate with Decentralized Apps

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