The journey to India’s most underrated fintech entrepreneur leading the industry now- Mr Nikhilesh Tiwari: The Tribune India

Nikhilesh Tiwari is a renowned entrepreneur in the Indian fintech industry. He is the founder and CEO of the Fintech brand Spay India, a company he founded in late 2018 with a vision to help the misleading trading network of the fintech supply channel, which are retailers / merchants in common terms.

He worked as a salesman in some of the largest brands in the country for the first decade, such as MPAISA (by Vodafone) and Suvidha, where he was responsible for handling sales and on-site business. It was the role where he got in touch with the dealers and the trade and understood the problem areas where the companies could work, which could have brought convenience to the trade. But since he was only an employee, his ideas were not taken into account much, and Nikhilesh decided to implement them in his own company.

Nikhilesh is a man of words and dedication. As a first-time entrepreneur and starting a business from a previous middle management role, he was considered one of the biggest underdogs in the industry. He was not taken seriously by industry leaders as a competitor and often suffered a setback by many business partners and banks for alliances and partnerships.

But Nikhilesh knew where he came in and what he was doing. He kept his focus on trade and dedicated himself to his merchants by solving their long-term problems and helping them personally. As a result, his trade stood by him and began to move their businesses with Nikhilesh.

Now, as of today, Nikhilesh has made Spay India an award winning company where Spay India was recognized as TOP 10 FINTECH COMPANY OF INDIA by CIO Insights and TOP 20 BFSI COMPANY OF THE YEAR 2021-22 by CEO MAGAZINE. Spay also won the award for INDIA’s LARGEST BRANDS by the international magazine Asia One.

Nikhilesh was named “TIMES 40 UNDER 40 LEADER” by TIMES GROUP, “INDIA’S GREATEST LEADER” by Asia One Magazine, and “MOST ICONIC CEO of the YEAR” by MIDDAY Magazine in Dubai.

Today, Nikhilesh is one of the strongest and most iconic leaders in the Fintech industry, where his company has resulted in his massive year-on-year growth. Despite being a start-up company and hit by the pandemic’s business meeting, Nikhilesh sailed through with brilliance. He made “0” layoffs during the pandemic, stood by his team and even entered the market as a leader and brought the business back faster and better than some of his competitors. This has made Spay India one of the leading BC Banking companies within Fintech.

What we learned from Nikhilesh is simply an act of bravery and an act of motivation. A man who learned business education, not from a tens of thousands of business schools, but from an absolute street. A boy from the streets of Kanpur who used to save money to enjoy sweets for a man who drove several supercars, traveled the world and built a million-dollar company.

His faith in God has made him a core follower of the holy book BHAGAVAD GEETA, and his faith in Karma has made Nikhilesh what he is today.

This is the story of a man who believed in himself, a man with principles and words, a true leader of a million-dollar company and an inspiration to all the believers who want to become an entrepreneur one day.

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