Fintech Magazine #27 – Fintech Finance

Fintech Magazine #27 has landed! This issue is packed with expert commentary from endemic specialists in the fintech landscape. At a time when the news seems to be dominated by financial ‘doom and gloom’, issue 27 of The Fintech Magazine looks at some of the opportunities to be optimistic about the fintech industry. From SaaS to speedboats, you won’t want to miss any of the most relevant conversations happening in the fintech space, all right here in The Fintech Magazine #27!

Message from the editor:

“It was John F. Kennedy who pointed out that when written in Chinese, the word crisis is composed of two characters – one representing danger and the other opportunity.

Logically, then – since we are now in an era of permanent crisis, according to lexicographers at Collins, who made perma-crisis their favorite word at the end of 2022 – we are also in an era of increased opportunity.

It’s not the impression you get from the drip, drip of depressing headlines, announcement of new layoffs, downgrades, or VCs closing their wallets (perhaps with the noble exception of fintech champion Sequoia Capital, which poured money into 100 of them in last year ). In an uncharacteristically downbeat mood, influencer Leda Glyptis even describes the outlook for H1 2023 as “ugly” on page 74.

The macroeconomic environment affecting FSPs – and both their retail and corporate customers – combined with an even more active regulatory environment (check out the FSCom discussion on page 44), makes life more difficult than usual. No one in this edition pretends otherwise.

The danger is that the cautious stop investing in innovation at the very moment they have to hold their nerve – or lose out to more opportunistic businesses… At least that’s the situation in the global north. There, many now mature fintechs grew up in abundance, have no experience of recession and have to deal with leaner models and nervous investors.

Look across the world to Africa (page 40), but you will find a different and much more positive view. They no longer look to the Global North for inspiration or investment – ​​and even export solutions that can teach the rest of the world a thing or two about delivering what customers really want with minimal resources.

The good news is that Leda is cheering in H2 2023. So if you’re reading this at Finnovate Europe on March 15th, look at this Ides of March not as a doomsday, but as a sign of impending opportunity.

Our last issue’s tagline “Perhaps we do too much of what is wrong and too little of what is right” was a quote from HRH Queen Elizabeth II – Sue Scott, editor of The Fintech Magazine

This issue features insights from:

… and many many more!

Discover all these impactful stories in The Fintech Magazine #27