AppTech Payments Corp discusses the importance of Fintech patents, AI and the future banking transformation

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Vancouver, Kelowna and Delta, British Columbia – (Newsfile Corp. – February 28, 2023) – Investorideas.com, a global investor news source covering artificial intelligence (AI) and Fintech, brings you today’s edition of The AI ​​eye with an exclusive podcast interview with Mr. Mehrak Hamzeh, IP and partnership consultant for Fintech innovator, AppTech Payments Corp. (NASDAQ: APCX) discusses the importance of Fintech patents, the role of AI and the future banking transformation.

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AppTech Payments Corp. is an innovative Fintech company whose mission is to deliver a better way for businesses to provide their customers with immersive trading experiences. Commerse”, its all-new, patent-backed technology platform that powers seamless omni-channel Commerce Experiences-as-a-Service (CXS), powers highly secure, scalable, cross-border digital banking, text-to-pay and merchant services all from a single, unified stack designed to increase operational efficiency and growth for businesses while providing the financial convenience that their customers demand from today’s commerce experiences.

AppTech currently holds 17 patents in the area and has new patents filed and pending. Discussing the importance of patents and IP in the sector, Mehrak said: “IP will be the key differentiator as the Fintech space continues to mature.”

Talking about the role of AI in Fintech with all the buzz around ChatGPT, Mehrak told Investor Ideas. “AI is really an overlay. So when you look at the chat systems like our IP, Two Way Chat, it’s a communication system between a business and a cell phone. People do it all the time; you get a text message until your Citibank card is charged – is this you – Yes No? It’s a two-way engagement; we patented it.”

“So it’s not just about Fintech, it’s about communication. It’s about building communication systems that drive Fintech into the next world. It’s really going to be the buzzword, and we’re the buzzword when it comes to wireless communication and banking at the end of the day .”

He also went on to say, “AI is an overlay of intelligence to the communication systems of everything you do, how you behave and engage. It studies these engagements to create the Chat Box. AI is just taking conversations and reading and studying them and decide. on behavior based on the conversation. At the end of the day, it’s predictability. AI will revolutionize the speed of processing and thought.”

Mehrak also describes how banking will be the most important application for Fintech in the future. He envisions a banking transformation where brands can become their own banks and sees AppTech. as a critical part of this development.

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